Economists And Financial Wizards, Do You Have Solution For Financial Melt Down ?

As you know, the Davos conference has failed and the world leaders are clueless as to the solution:http://www.dawn.com/2009/02/02/top5.htm
They even do not know the extent of damage caused, what to speak of finding a quick solution. Therefore, I am presenting a solution based on the final message of God Almighty to the humanity.
Holy Quran, which is a continuation of Bible, has given solution for the problems mankind would face till end of time. Basically the problem is caused by insatiable greed for wealth by a handful of super rich Bankers and investors. They did it to multiply their incomes and indulged in the business of unreal enterprise, assets and currencies.
As a solution three steps will have to be taken:
1. Return to gold standard, so that the banks, the governments and the people deal in REAL wealth and nobody is in a disadvantageous position to begin with.
2. Eliminating false income of interest. Because interest to few filthy rich causes uncertainty and unbearable burden to the entrepreneurs and masses at large.
Every investment is not profitable and even if it is , it almost always brings fruit slower than expected. Disregarding this fact of life, the Bankers prosper at the price of the entrepreneurs and public and this inbuilt fault should be removed from system, by introducing profit sharing.Small investment houses should invest locally and closely monitor the performance of the industry with the help of qualified accountants. Then a pre-determined fair share of income should be shared between the investors and the entrepreneurs.
3. Instead of loans on house constructions, rent sharing arrangements should be made with financial companies getting rent for share of their building, on their advance payment. Once a house has been pledged to a financial company, no other transactions on it should be allowed further, till the amount is fully paid.
Before rejecting this proposal outright, please consider the fact that only Islamic banks were able to escape the global melt down.
Please consider the above and suggest any amendments for further improvement of the financial system. For any queries you may write to me at:
javediqbalkaleem@yahoo.com